If you or a loved one were involved in a serious auto accident that resulted in significant damage to your vehicle, an important question needs to be answered –Who is responsible for paying the cost of the rental?

Your Options

For California motorists, you have the option to add rental car coverage to your auto insurance policy. This form of coverage is typically known as “rental reimbursement coverage.”If you have a rental reimbursement provision in your auto insurance policy, it will pay for a rental vehicle while your own car is being repaired after an accident.

If you do not have rental reimbursement coverage through your insurance policy, but there is evidence that the other motorist was at fault for causing the collision, you may be able to get the negligent motorist’s insurance company to provide you with a rental car. However,in order to accomplish this, you will need to file a claim and work with an adjuster who is assigned to review that claim. Though, please be aware that the claims process can take weeks or months, so it is not ideal if you need transportation right away.Additionally, if your vehicle is deemed a “total loss” (i.e. it cannot be repaired or the repairs are so extensive, they are more than the value of the vehicle, then the at-fault insurance company may only let you stay in a rental car for a few days after they make you an offer on your car’s fair market value.

Pitfalls To Avoid

Whether you get your auto insurance company or the at-fault driver’s auto insurance company to cover the costs of renting a vehicle during the repair period for your vehicle, it is important to be mindful of a few things during the rental process. First, the type of vehicle you rent should be similar to the one that was involved in the accident. For example, if you were driving a Honda Civic when the accident occurred, it is important to opt for a comparable sedan. Do not try and “upgrade” to a luxury rental vehicle in the hopes that the insurance company will cover the bill.If you attempt to do this, you will likely be responsible for the additional cost of the vehicle.

It is also important to know that the period for which you are given a rental vehicle will vary depending on how long it will take to repair your damaged vehicle. If your vehicle was totaled and you need to replace it, the insurance company may only cover rental costs for a few days. It is important to get a clear answer of how long you have the vehicle contracted as any extra days would likely fall on your shoulders.

Ready to Take Action? Contact an Experienced Los Angeles Car Accident Lawyer to Schedule a Free Case Review at The Law Office of Ramtin Sadighim Today

If you were involved in a serious auto accident, you may be struggling with a damaged or totaled vehicle and significant bodily injuries. Take action and contact the Law Offices of Ramtin Sadighim at 888.999.8744. Our legal team is ready and able to help guide you through the claim process and work on your behalf to ensure maximum financial compensation for your harms and losses. Our experienced team of solutions-focused, professionals understand the hardships a car accident can cause, and we are here to help. For further information or to schedule a consultation please contact The Law Office of Ramtin Sadighim at 888.999.8744 or visit www.CaliAccidentAttorney.com to learn more.